Texas Mobile Home Lenders: Getting Financial Help in Texas for Purchasing a Mobile Home

As time passes, you will soon realize that you will need a home that you can call your own. With a home, you will feel more secured and you will also feel more comfortable with your life. However, with the rising cost of real estate and homes today, you can’t help but realize that your dreams of home ownership hang in a balance.

However, if you live in Texas or plan on living there, you will see that there are quite a lot of mobile homes available for sale that you can turn into your dream home. Texas is a state where it is known to have great home financing schemes that you will be able to benefit from.
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Champion Mobile Homes: Providing You with the Highest Standards in Mobile Homes

Are you looking for a new home but you don’t have the money to finance it? If you are, then you might as well get a new mobile home. Mobile homes today are intricately designed and can match the quality and standards of a traditional home. And, the best thing about mobile homes is that it is a lot cheaper than having a home of your home built from the ground up.

Today, there are quite a lot of mobile home manufacturers in the market. If you want to buy one, make sure that you buy one from a manufacturer that offers the best quality mobile homes and one that offers it for a reasonable price.
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Clayton Mobile Homes: Providing You with the Best Homes with the Best Price

Today, many people are now looking at the real estate market to buy a new or used home. If you are one of the many people who are looking for a home but you only have limited financing, then you might want to try buying a mobile home instead of a traditional home.

The great thing about mobile homes is that it is a lot cheaper than traditional homes, and that most mobile homes today are built with only the best materials available.
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Fleetwood Mobile Homes: Providing You with Only the Best Mobile Homes Available

In today’s economy, many people are now considering purchasing manufactured homes or mobile homes. Besides, with the prices of standard homes continuing to rise, you too would have difficulty in financing your purchase of a home.

This is why mobile homes are now very popular among many Americans today. Basically, mobile homes are factory-produced homes where it can be transported and installed anywhere. Aside from its flexibility, mobile homes are also a lot cheaper than traditional homes that are built from the ground up.
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About Bad Credit Mobile Home Loans

Nowadays people with even bad credit can get mobile home loans. Some institutions still work only with people with established credit there are many institutions nowadays that lend to people with bad credit.

When you approach a lender for credit, he will ask you for the credit score. If the score is less that 620, you might find it difficult to acquire mobile home loans. If you get a loan it will be at higher interest rates. Missing a payment or paying less that the due payment will lead to a serious balloon payment at the end.
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Fixing Mobile Park Vacancy

The chattel mortgage crisis which started in 2000 has resulted in a high vacancy rate in most mobile home parks. Lets go through some ways to increase the occupancy of mobile home parks.

One way is to contact “dealers” and ask their help in bringing homes to your park. You can find dealers by talking to local mobile home movers. The other way is to go to competing mobile home parks to see if any for sale signs have the same phone numbers. If they do it means that personal homes are not being sold – they are being sold for business purposes. Make a good business offer to these entrepreneurs like free rent until their homes are sold.
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Rapid Modular Homes

Floor Plans of manufactured homes can be of different types. Lets examine two such floor plans. Low cost homes are also known as rapid modular homes. A 2000 sq ft panel assembly can be completed by a three member squad within a day. The home can be dried in within three days. You do not need to mount dry walls to interior panels. There are no issues in installing cabinets either.
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Secrets Behind The Durability of Modular Homes

Modular homes are carefully built in a controlled environment. They are computer engineered to match local, state and national standards. There are hundreds of basic plans. In addition you can generate unlimited variations through the computer . No two modular homes need to be the same. The framework is built first. 30-40 percent more material is used in framing to ensure durability. Both glue and screws and nails are used to make the modular homes more solid.

Since modular homes are built in the factory and indoors, adverse weather does not affect the building process. As the sections progress through the factory they face quality control at every step. Once finished, modules are covered and then transported to the site. After being placed on groundwork that is pre-made, they are joined and completed.

Sometimes modular homes are made in within just two weeks. Add to this another three to four weeks for the local builder to complete the home after delivery. The secret of the durability of modular homes is the fact that they are built in a modern and controlled environment. Precision engineering makes them good homes for a lifetime. More lumber is used in these homes. With all this trouble it is quite surprising that modular homes are far cheaper than traditional homes.

What Are Modular Log Homes?

Log homes are generally associated with weekend getaways in forests. However, the reality is that 90 percent of such homes are the main homes of people with 80 percent in and around metropolitan areas.

Wood is environment friendly since it renews itself and is also easy to work with compared to other materials. It generally takes much longer to build log homes than traditional homes. Decisions to be made involve log species, when, where and how to build, finance and budget.
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Turn Your Mobile Home Mortgage to Wholesale Mobile Home Mortgage with Wholesale Mobile Home Mortgage Lenders

When it comes to refinancing a mortgage, a lot of people tend to get confused on the offers. First of all, most people refinance their mortgage in order to get rid of their old mortgage and get a brand new one with lower interest rates. If you think that your old mortgage is making payment hard because of the high interest rate it has, you might want to consider refinancing your mortgage with a lower interest rate mortgage.
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Mobile Home Mortgages: What Types of Financing Programs are Available for My Mobile Home?

In today’s day and age, many people are getting more practical when it comes to buying a home. Because of the increasing prices of houses, many people are now opting to buy mobile homes. You have to consider the fact that mobile homes are far more affordable than homes that are built on-site and mobile homes can also be moved if necessary. For example, if you need to move from one neighborhood to another, you don’t actually need to move out of your home. All you need to do is hire some home movers to move your house with you. Your home will be the same and the only thing that’s changed is the location on where your home is situated.

However, you need to understand that loan or financial programs for mobile homes are quite different for regular homes. So, if you plan on getting a mortgage loan for a mobile home, you need to consider getting a lender who specializes in providing mortgages for mobile homes.

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Cutting Mobile Home Insurance Premiums

Mobile homeowners need insurance just like the owners of traditional homes. Unfortunately some of todays insurance policies feel much like they are sawing a part of you right off. If you use the right strategy however you can achieve savings of more than thirty percent on premiums. Don’t tell your broker I let you in on this little secret!

If you pay your monthly insurance premiums from your bank account, you save some of your company’s costs. The cost of preparing and mailing the bill to you which is saved is passed on to you, partly. Also repair important parts of your home like decks, porches and loose floorboards. You don’t have to worry about injury lawsuits once you have done this. Make your home safer, this saves you a lot of homeowners insurance as well.
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Mobile Home Loans and Mortgages

Are you looking for a new mobile home? If so, you may be looking for a mobile home mortgage loan as well. Lucky for you, there are all sorts of mobile home loan programs available in today’s mortgage market. There are even mobile home mortgage programs for people with poor credit.

With the bad credit programs. the interest rates will be higher, but can always be refinanced at later when your credit score improves. You may even be able to qualify for an FHA mobile home loan for your mobile home purchase. Make sure you understand all your options before you sign anything! 

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Bad Credit Mobile Home Financing: Can You Still Get a Loan?

If you’ve got bad credit, you might think it is impossible to own your own home. On the contrary, there are programs for individuals with poor credit. This is especially true when it comes to mobile home loans and mortgages. You will find that if your credit score is lower than the mid 600′s, it will be difficult for you to obtain any kind of home loan, even one for a mobile home. However, it is not impossible. You might have to hunt for lenders willing to help you and put up with a high interest rate. For people who are determined to own their own home, high interest rates can be worth the price.

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Mobile Homes Can Pay Big

Not many people know that mobile homes are potentially great moneyspinners. Single high end properties may mean taxes and difficulties in raising money. Instead, if the same money is invested in a number of homes, much more money can be made. Also economic changes affect manufactured homes less that other real estate.

If you have some cash flow, it is easy to invest in manufactured homes. Importantly, you should know that manufacturing homes are not “inferior.” In reality a huge market for these homes lies in wait out there. Also, today the look and feel of manufactured homes is much different from the homes of yesteryears. Spacious patios, sun rooms adorn manufactured homes today.
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Financing Mobile Home Loans & Mortgages for People with Bad Credit

If you have bad credit, you might think you have to give up on your dream of owning your own home. Don’t give up! There are programs for people with lousy credit. This is especially true when it comes to mobile home loans and mortgages. You probably already know that if your credit score is lower than the mid 600′s, it will be hard for you to obtain any kind of home loan, even one for a mobile home. However, it is not impossible. You probably have to hunt for lenders willing to help you and accept a high interest rate. For people who are commited to owning their own home, high interest rates can be worth the price.

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Mobile Home Refinancing – Should You Refinance Your Mobile Home?

There are many reasons why you may want to refinance your mobile home. Some home owners never refinance, while others refinance every few years. Whether or not your choose to refinance your mobile home will depend on several factors. Let’s take a look at some benefits of refinancing and what they involve.

Because housing rates fluctuate, you might want to refinance to lock in a lower rate and reduce your monthly payments. Or perhaps when you first obtained your loan, your credit was less than perfect. Now that your credit rating has improved, you might want to refinance to lower your rates and save money. Some people refinance to switch the type of mortgage loan that they have.

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Mobile home financing: your questions answered

Mobile homes mean a lot to people. They mean security and a place to live. In addition they are an important investment. The ability to describe yourself as a home owner is also important as people feel good about owning their own homes. Mobile homes let people reside where they choose, they offer more flexibility in choosing a home.

Financing is a popular method of buying a mobile home. Such homes are cheaper than traditional ones but offer most of the benefits. When people cannot afford the buy price a loan becomes necessary. If you have bad credit and need financing, here are some things to keep in mind. more…

California Mobile Home Mortgage Lenders: What to Look for in a Mobile Home Lender

In California, mobile homes are considered to be the homes of the future. Because many people are now becoming more and more practical these days, they are now choosing mobile homes as the home of their choice. The great thing about mobile homes is that it is a lot cheaper than homes that are built on site. And, just as the name suggests, these homes are mobile, which means that you actually take the whole house with you when you move to another location.

As you can see, mobile homes are quite efficient. And, because of the modern architectural designs and the convenience it gives, mobile homes are definitely becoming more and more popular.

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FHA Mobile Home Loan & Mortage Overview

FHA stands for Federal Housing Administration and is a part of Housing and Urban Development, or HUD. If you’re in the market for a mobile home, an FHA loan can help you. Because the FHA insures the loan, the lender will usually give you a better deal than they would if the loan was not FHA. Some of the benefits of this type of loan include low down payments, low closing costs and easy qualifying for all types of credit.

There are two different loan programs available. One of them is for people who own their land, and the other is for people who choose mobile homes that are established in parks. Under the Title I loan program, lenders that are approved for the FHA program offer funds to buyers who meet eligibility requirements. Requirements include the borrower’s credit rating, income and their ability to repay the loan. Title 1 mobile home loans are not grants, and are not provided by the FHA, only insured by them.

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