About Prefab (Premanufactured) Homes

Premanufactured homes, also called prefab or prefabricated homes rule the roost when it comes to price. In addition they also feature several other benefits. Their designs are very marketable.

Supply of these homes has exceeded demand traditionally. This is because of a feeling that prefab homes were not real “homes.” There has been a fair bit of prejudice against this kind of housing.
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Remember This When Buying Manufactured Homes

Many first time homebuyers choose manufactured homes over traditional homes. With the steep rise in housing prices, these have emerged as the homes of choice for many Americans.

A decade ago buying a manufactured home meant compromising quality. Today the situation is very different. Today one and two story manufactured homes are available with fireplaces and cathedral ceilings, undistinguishable from traditional homes.
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All About California Mobile Home Lenders and Mortgage Programs!

The interest in mobile homes inside the state of California is at an all time high. Because of the high cost of living in California, Mobile homes are more attractive to many prospective homeowners and are often the only thing in their budget.

If you’re considering purchasing a mobile home in California, you will need to find a lender who specializes mobile home lending.  Mobile home lenders are individual brokers and mortgage companies who provide loans to qualified buyers. Mobile home mortgage loans will often come with a higher interest rate than traditional brick-n-mortar homes. This is because they are not regulated by the United States government.

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Fleetwood Mobile Homes: Providing You with Only the Best Mobile Homes Available

In today’s economy, many people are now considering purchasing manufactured homes or mobile homes. Besides, with the prices of standard homes continuing to rise, you too would have difficulty in financing your purchase of a home.

This is why mobile homes are now very popular among many Americans today. Basically, mobile homes are factory-produced homes where it can be transported and installed anywhere. Aside from its flexibility, mobile homes are also a lot cheaper than traditional homes that are built from the ground up.
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Mobile Homes, Manufactured Homes and Modular Homes: What’s the Difference?

Most people wonder what the differences is between manufactured homes and modular homes as both can be placed in a property that is land leased. You also need to understand that manufactured homes were once known as mobile homes so you wouldn’t confuse mobile homes and manufactured homes as both are just the same.

Now, the big differences between modular homes and manufactured homes are basically on how it is constructed. Both also differ on how it should be erected on site and even the building codes for modular homes are quite different from manufactured homes or also known as mobile homes.

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Champion Mobile Homes: Providing You with the Highest Standards in Mobile Homes

Are you looking for a new home but you don’t have the money to finance it? If you are, then you might as well get a new mobile home. Mobile homes today are intricately designed and can match the quality and standards of a traditional home. And, the best thing about mobile homes is that it is a lot cheaper than having a home of your home built from the ground up.

Today, there are quite a lot of mobile home manufacturers in the market. If you want to buy one, make sure that you buy one from a manufacturer that offers the best quality mobile homes and one that offers it for a reasonable price.
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A Look At Low Down Payment Mobile Home Loan Programs

In considering the purchase of a mobile home, a potential buyer has some options as to the components of his loan. The first option is to put at least 20% down, making the remaining principal smaller. The second option to put less than 20% down, making the amount financed larger. This is called a low down payment mortgage and it has several negative ramifications. When the amount financed is greater than 80% of the sale price, the mortgage company requires that the buyer take out private mortgage insurance (PMI) and fold that into the mortgage payment. This additional amount protects the mortgage company from a loss if you are unable to make the monthly payments.

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Mobile Home Lenders: What to Look for in a Mobile Home Mortgage Lender

There are a lot of people who now prefer purchasing a mobile home than having a fixed one constructed on site. Besides, a mobile home is much cheaper and you will have a home instantly. Basically, mobile homes are prefabricated homes that will just be delivered to your real estate property. Although you won’t actually have the chance to but a unique home with all your architectural preferences, mobile homes are quite convenient and efficient.

If you are one of the people who are considering buying a mobile home, you have to face the fact that you will need to have access to funds that can make it possible for you to own the mobile home you want. Nowadays, thanks to the growing popularity of mobile homes, many lending companies are now offering mortgage program that are specially designed for mobile homes. These types of mortgages are called mobile home mortgage program.

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California Mobile Home Mortgage Lenders: What to Look for in a Mobile Home Lender

In California, mobile homes are considered to be the homes of the future. Because many people are now becoming more and more practical these days, they are now choosing mobile homes as the home of their choice. The great thing about mobile homes is that it is a lot cheaper than homes that are built on site. And, just as the name suggests, these homes are mobile, which means that you actually take the whole house with you when you move to another location.

As you can see, mobile homes are quite efficient. And, because of the modern architectural designs and the convenience it gives, mobile homes are definitely becoming more and more popular.

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Turn Your Mobile Home Mortgage to Wholesale Mobile Home Mortgage with Wholesale Mobile Home Mortgage Lenders

When it comes to refinancing a mortgage, a lot of people tend to get confused on the offers. First of all, most people refinance their mortgage in order to get rid of their old mortgage and get a brand new one with lower interest rates. If you think that your old mortgage is making payment hard because of the high interest rate it has, you might want to consider refinancing your mortgage with a lower interest rate mortgage.
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Make Money On Your Mobile Homes

Mobile homes can help you get rich. If you have heard that Mobile Homes depreciate in value, then you should know that that is only in a rented lot at a park. If you own the mobile home along with the real estate then it is a whole different ball game. Many mobile homes double in value in 10 years of living in them

Although there is a bit of deterioration in the home, the land value rises. Besides all homes deteriorate. You can rent rooms in the home and get in money greater than the original value. In addition to this you can live in the rest of the home.
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Are You Fit For Mobile Home Financing?

Mobile homes are perceived very differently from the time they were called trailers. Now affordability of these homes comes with style. Your home can be built to your liking with a large number of options available. There are a number of mobile home loan programs available with many national mobile home loan lenders. Qualified applicants can get financing to buy a mobile home – used or new.

In addition refinancing of an existing mobile home is also available. Chattel mortgages are those mobile home loans that are for homes on rented land. If the land of the mobile home is self owned then a loan towards it is called a real estate mortgage. Chattel mortgages have a higher rate of interest and the loan terms are shorter.
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Refinancing of Mobile Home Loans

There are many types of loans that can be used to purchase a Mobile Home. These could be personal loans, chattel loans or mortgage loans. Sometimes monthly payments become a burden. Sometimes the person may want to repay the loan sooner or improve the terms and conditions of the loan due to improved credit. The answer is refinancing.

Mobile home loan refinancing is tougher than home loan refinancing. One reason for this is that mobile homes reduce in value over time. Refinancing different financial loans has different costs…some are easier to refinance. Both mortgage loans and chattel loans are relatively difficult to refinance.

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How to Choose a Mobile Home Lender

For people looking to buy a mobile home, choosing the best mobile home lender can make all the difference. You will most likely need to get a loan to buy a mobile home, so it’s important to choose the right lender for your individual needs. Keep reading for tips and information that can teach you how to choose a mobile home lender.

The first thing you’ll want to do is do some basic shopping. Make a list of all the mobile home lenders in your area. You can find lots of them listed in the Yellow Pages. You’ll also find that many mobile home sales companies handle their own loans and financing. Whether you choose a separate company or go with the one that sells you your mobile home is up to you. If you’re buying a used mobile home directly from the owner, you will need to find a separate lender, of course.

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Mobile Home Mortgage Tips

If you’re in the market for a mobile home, then you may want to read the following mobile home mortgage tips. Getting a mortgage for a mobile home is basically the same as getting a mortgage for a regular house. You will need to find a good mortgage loan provider to help you through the process and get you the money you need.

Choosing a mortgage loan provider can be tricky. While you can certainly go to your local bank or credit union, you may not want to. The rates offered by banks and credit unions might be substantially higher than those offered by other loan companies. With a little searching, you may even be able to find lenders that specialize in mobile home mortgages. Then there are sites like Lending Tree and ELoan, which let you apply for a mortgage online and deliver free quotes from competing mortgage providers. This is a quick and easy way to comparison shop for the best rates.

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What To Remember When Renovating Your Mobile Home

You should know that renovating your mobile home once in a while helps keep in in top shape. Minor repairs should be done more often. Repairs done in the right manner can really make your mobile home look great. Because mobile homes are smaller, your renovation can be managed easily. However like any house getting the work done right is a little tricky.

 

Adding space is something that is often done during mobile home renovations. The reason could be growth of the family. If you have lot space available, you can expand. In mobile homes, walls don’t just divide rooms, they also support the roof. So if you are knocking down walls to create larger rooms, do it with care. Before beginning the renovation, get acquainted with its general construction. more…

California Mobile Home Mortgage Programs: What Are Your Mortgage Options as a California Mobile Home Owner?

In California, prospective home owners are now becoming more and more practical when it comes to choosing the home they want. Because society today is more about practicality and efficiency, many people who want to own a home in California now prefer mobile homes that homes that are built on-site. With modern architecture and efficiency, mobile homes are definitely the best way to go. Adding to this fact is that mobile homes are a lot cheaper and a lot faster to build than homes that are built on site.

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Clayton Mobile Homes: Providing You with the Best Homes with the Best Price

Today, many people are now looking at the real estate market to buy a new or used home. If you are one of the many people who are looking for a home but you only have limited financing, then you might want to try buying a mobile home instead of a traditional home.

The great thing about mobile homes is that it is a lot cheaper than traditional homes, and that most mobile homes today are built with only the best materials available.
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A Brief History of Mobile Homes

Most of us have at least once in our lifetime dreamt of going back-packing across the world, wanting to experience the thrill and adventure a nomadic life like that has to offer. And most of us have given up that dream when confronted with the not so desirable reality of leaving the comfort of our homes.

But the availability of static caravans or ‘Mobile Homes’ in the market provides a readymade solution. Back in the 1950’s these mobile homes or ‘travel trailers’ as they were called were sold primarily as a low cost housing option that could be set up easily and left at the location for years together. These could even be fixed permanently at a point with the use of a cemented foundation.

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How to reduce Mobile Home Off Gassing

To reduce mobile home off gassing, you should allow products to off gas somewhere else.  If you are buying new products that have chemicals in them, let them off gas in the warehouse or elsewhere. Temperature and humidity must be kept stable. If this is done, then the amount of formaldehyde let free in the atmosphere is reduced.

Let there be proper ventilation in the house. This means keeping windows open and the fan on. If possible avoid carpeting. The new carpet smell is often due to off gassing of formaldehyde.

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