Fleetwood Mobile Homes: Providing You with Only the Best Mobile Homes Available

In today’s economy, many people are now considering purchasing manufactured homes or mobile homes. Besides, with the prices of standard homes continuing to rise, you too would have difficulty in financing your purchase of a home.

This is why mobile homes are now very popular among many Americans today. Basically, mobile homes are factory-produced homes where it can be transported and installed anywhere. Aside from its flexibility, mobile homes are also a lot cheaper than traditional homes that are built from the ground up.
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Mobile Home Foreclosures

It is easy to avoid mobile home foreclosures. This is because banks and lending institutions do not want to be stuck with mobile homes. If your mobile home is attached to its own property it is the best possible investment in mobile homes. Many banks and investors seek this kind of property and so they are the hardest to locate.

By checking mobile parks in a radius of 100 miles from your area you may just get lucky and get some good finds. How you approach the park manager or owner is important. This is because they may be looking for good deals within their own park as well. By having an inside track on people who are finding payments difficult you may be able to pick up mobile homes at a very cheap price.
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Champion Mobile Homes: Providing You with the Highest Standards in Mobile Homes

Are you looking for a new home but you don’t have the money to finance it? If you are, then you might as well get a new mobile home. Mobile homes today are intricately designed and can match the quality and standards of a traditional home. And, the best thing about mobile homes is that it is a lot cheaper than having a home of your home built from the ground up.

Today, there are quite a lot of mobile home manufacturers in the market. If you want to buy one, make sure that you buy one from a manufacturer that offers the best quality mobile homes and one that offers it for a reasonable price.
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Modular Homes, Panelized Homes, Mobile Homes and Kit Homes

People often confuse among the different kinds of homes. So A Mobile home might be called a modular home and vice versa. Similarly there are other kinds of homes like panelized homes and kit homes. Let us discuss the points which distinguish these kinds of homes from one another.

Modular homes are constructed in factories in accordance with the UBC or Uniform Building Code that is also followed in the case of site built homes. They are then transported to the place where the home is to stand. Here the modular home is attached to the foundation.
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Breaking Down Mobile Home Loans and Morgage Programs

If you want to buy a mobile home or the land for it, there are various finance options available. If you take a loan for a mobile home, you will have to pay a higher interest since the depreciation is greater on mobile homes. The only exception to this rule is with guaranteed loans.

The majority of mobile home loans are personal property loans or chattel loans. These loans consider your mobile home personal property, much like your car and not real estate. The flipside of this is that you do not get any real estate tax breaks.

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California Mobile Home Mortgage Lenders: What to Look for in a Mobile Home Lender

In California, mobile homes are considered to be the homes of the future. Because many people are now becoming more and more practical these days, they are now choosing mobile homes as the home of their choice. The great thing about mobile homes is that it is a lot cheaper than homes that are built on site. And, just as the name suggests, these homes are mobile, which means that you actually take the whole house with you when you move to another location.

As you can see, mobile homes are quite efficient. And, because of the modern architectural designs and the convenience it gives, mobile homes are definitely becoming more and more popular.

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Mobile Home Mortgage: Why Lenders Take a Look at Your Credit Score

You’re probably sick and tired of paying for that expensive rent in that very cramped apartment of yours and it may be time for you to get a home of your own. As a first home time buyer, you have to consider the fact that there are a lot of factors that you need to consider when buying a home. First of all, it is important to remember that buying a home is a big investment decision that you need to think about carefully.

Most first time home buyers tend to make a mistake of not carefully thinking about the type of home they should purchase. Normally, most people will jump to a decision to buy a used home that is very expensive and at the same time, have maintenance problems. This can be very frustrating.
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Small Modular Homes

There are many types of modular homes. These cater to all different types of people. They range from huge permanent homes to smaller weekend getaways. if your family is small or you are a bachelor or just want simple, elegant housing that is cost effective, then consider buying a small modular home.

Modular homes are so called since they are built from modules made away from the actual site. Flat bed trucks then ship the finished home to the site where they are attached to a preset foundation. These homes can easily be made and transported.
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Clayton Mobile Homes: Providing You with the Best Homes with the Best Price

Today, many people are now looking at the real estate market to buy a new or used home. If you are one of the many people who are looking for a home but you only have limited financing, then you might want to try buying a mobile home instead of a traditional home.

The great thing about mobile homes is that it is a lot cheaper than traditional homes, and that most mobile homes today are built with only the best materials available.
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California Mobile Home Mortgage Programs: What Are Your Mortgage Options as a California Mobile Home Owner?

In California, prospective home owners are now becoming more and more practical when it comes to choosing the home they want. Because society today is more about practicality and efficiency, many people who want to own a home in California now prefer mobile homes that homes that are built on-site. With modern architecture and efficiency, mobile homes are definitely the best way to go. Adding to this fact is that mobile homes are a lot cheaper and a lot faster to build than homes that are built on site.

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Mobile Home Mortgage Tips

If you’re in the market for a mobile home, then you may want to read the following mobile home mortgage tips. Getting a mortgage for a mobile home is basically the same as getting a mortgage for a regular house. You will need to find a good mortgage loan provider to help you through the process and get you the money you need.

Choosing a mortgage loan provider can be tricky. While you can certainly go to your local bank or credit union, you may not want to. The rates offered by banks and credit unions might be substantially higher than those offered by other loan companies. With a little searching, you may even be able to find lenders that specialize in mobile home mortgages. Then there are sites like Lending Tree and ELoan, which let you apply for a mortgage online and deliver free quotes from competing mortgage providers. This is a quick and easy way to comparison shop for the best rates.

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Mobile Home Lingo

Mobile homes are very different from traditional homes in a number of ways. Their components and systems are different. So is the slang associated with them. This article is an effort to clarify some of the common terms used in the mobile home community.

Usually much is not visible underneath mobile home units. This is due to vapor barriers that are built in. These are called variously as bottom board, road barrier, rodent barrier. Much of the plumbing and electrical structure is obscured by this.
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Mobile Home Equity Loan Programs Explained

Some may tell you that mobile homes depreciate over time and it will not allow you to get home equity loans. Although this may be true, you have to understand that there are some mobile homes that can actually appreciate or increase in value. It is important that you should know how you can get your mobile home to increase in value in order for you to get the home equity loan program that you need.

First off, the key to get your mobile home to appreciate is that you should build a fixed foundation for your mobile home. What this means is that you need to get your mobile home situated in a particular property permanently.

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An Overview of Mobile Home Equity Loans

Perhaps you did not know that mobile homes can appreciate in value as well. Mobile homes that are attached to fixed foundations appreciate with the years. The value of the home will be much greater that the purchase price after you have paid the mortgage for a few years. This difference between the appraisal value of the home and the mortgage value is mobile home equity.

Mobile home equity grows as the years go by. The owner of the mobile home also owns the equity, which is a financial asset. This can be used to borrow more money as a collateral. Mobile home equity loans can take a value of 85% to 100% of the built up equity value. This also depends on the lender’s policy and the borrower’s credit score.
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All About California Mobile Home Lenders and Mortgage Programs!

The interest in mobile homes inside the state of California is at an all time high. Because of the high cost of living in California, Mobile homes are more attractive to many prospective homeowners and are often the only thing in their budget.

If you’re considering purchasing a mobile home in California, you will need to find a lender who specializes mobile home lending.  Mobile home lenders are individual brokers and mortgage companies who provide loans to qualified buyers. Mobile home mortgage loans will often come with a higher interest rate than traditional brick-n-mortar homes. This is because they are not regulated by the United States government.

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About Home Equity Loans for Mobile Homes

You may have heard that manufactured homes may decrease in value over time. While this could be true, it is essential to think about the fact that some mobile and manufactured homes actually go up in appraised value. The idea is to put your mobile house on a permanent foundation.

Mobile, Manufactured and Modular homes on permanent foundations are homes that go up in value over time unlike others that are not on permanent locations. If you own a mobile home placed on such a location, you will increase net worth every time you make a payment on your mortgage. After several years of paying on your mortgage, you just may have amassed an impressive amount of equity.

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Debt Options for People Buying Manufactured Homes

A wide variety of mortgage loans and programs are available for people buying manufactured homes. Mostly higher interests have to be paid (other than in the case of guaranteed loans). The reason for this is the quick depreciation in prices of manufactured homes and the smaller life span of these.

The majority of people opt for chattel or personal property loans when buying manufactured homes. In this case manufactured homes are viewed like cars as personal property and not real estate. This means that you do not get any real estate tax benefits.
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Texas Mobile Home Lenders: Getting Financial Help in Texas for Purchasing a Mobile Home

As time passes, you will soon realize that you will need a home that you can call your own. With a home, you will feel more secured and you will also feel more comfortable with your life. However, with the rising cost of real estate and homes today, you can’t help but realize that your dreams of home ownership hang in a balance.

However, if you live in Texas or plan on living there, you will see that there are quite a lot of mobile homes available for sale that you can turn into your dream home. Texas is a state where it is known to have great home financing schemes that you will be able to benefit from.
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About Bad Credit Mobile Home Loans

Nowadays people with even bad credit can get mobile home loans. Some institutions still work only with people with established credit there are many institutions nowadays that lend to people with bad credit.

When you approach a lender for credit, he will ask you for the credit score. If the score is less that 620, you might find it difficult to acquire mobile home loans. If you get a loan it will be at higher interest rates. Missing a payment or paying less that the due payment will lead to a serious balloon payment at the end.
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