What to keep in mind when buying an old mobile home

There are 5 problems that can arise when buying an old mobile home. These are – whether the foundation level is sound, roof leaks, plumbing leaks, electrical issues, termites and dry rot. Although all this seems basic, checking for these issues when buying an older mobile home is essential because they can lead to disastrous problems if unchecked.

Check the home from outside for cracks or shifting. From inside the doors and cabinets must close easily. if they don’t then the home might need a re-levelling. Inspect the piers under the home as well. They may need replacement if damaged.

Insuring your mobile home

Since mobile homes are built very differently from traditional homes, obviously there is need of a separate insurance policy for mobile homes. Such policies however, are very similar to a regular homeowners policy. Such policies also cover personal property and personal liability apart from the mobile home.

Structures adjacent to the home as well as the home will be covered against every kind of loss unless there is an exclusion in the policy. You are covered against damage from fire, windstorms, falling objects, lightening, explosions as well as other forms of damage. Usually the home is not covered when in transit.

Modular Homes, Panelized Homes, Mobile Homes and Kit Homes

People often confuse among the different kinds of homes. So A Mobile home might be called a modular home and vice versa. Similarly there are other kinds of homes like panelized homes and kit homes. Let us discuss the points which distinguish these kinds of homes from one another.

Modular homes are constructed in factories in accordance with the UBC or Uniform Building Code that is also followed in the case of site built homes. They are then transported to the place where the home is to stand. Here the modular home is attached to the foundation.

The Alternative Low Cost Housing

Low cost housing as an alternative is provided by Mobile and Manufactured homes. Are they good as an alternative? For investments Condos and Single family homes are better. Most mobile homes lie on parks where you have to pay rent. In some cases, the land where the home lies is also owned by the people who live in that mobile home. The kinds of parks are Senior Parks, Family Parks and RV Parks.

In these homes you don’t have to share walls, you can enjoy community and don’t need to own a regular home or condo. Pre HUD homes, built before 1976 often have bad construction, wiring and plumbing quality. Be careful when buying such homes.


What To Worry About When You Buy Used Mobile Homes

When you buy used mobile homes there are some things that need to be kept in mind.  If the mobile home is very old, then financing is tough to come by. If you do get financing, then the interest rate is very high. You have to take a look at this before deciding on the offer. In considering the options take into account the higher interest rate for mobile homes.

Insurance is also affected by the age of mobile homes. If the home is too old, you may not get insurance. It is important to try to get a reasonable rate of insurance. If your mobile home was built before 1976, then it may have aluminium wiring which is a dangerous fire hazard. They cause sparking and in such case you may need to rewire the home to get it insured.

Make Money On Your Mobile Homes

Mobile homes can help you get rich. If you have heard that Mobile Homes depreciate in value, then you should know that that is only in a rented lot at a park. If you own the mobile home along with the real estate then it is a whole different ball game. Many mobile homes double in value in 10 years of living in them

Although there is a bit of deterioration in the home, the land value rises. Besides all homes deteriorate. You can rent rooms in the home and get in money greater than the original value. In addition to this you can live in the rest of the home.

Are You Fit For Mobile Home Financing?

Mobile homes are perceived very differently from the time they were called trailers. Now affordability of these homes comes with style. Your home can be built to your liking with a large number of options available. There are a number of mobile home loan programs available with many national mobile home loan lenders. Qualified applicants can get financing to buy a mobile home – used or new.

In addition refinancing of an existing mobile home is also available. Chattel mortgages are those mobile home loans that are for homes on rented land. If the land of the mobile home is self owned then a loan towards it is called a real estate mortgage. Chattel mortgages have a higher rate of interest and the loan terms are shorter.

What To Remember When Renovating Your Mobile Home

You should know that renovating your mobile home once in a while helps keep in in top shape. Minor repairs should be done more often. Repairs done in the right manner can really make your mobile home look great. Because mobile homes are smaller, your renovation can be managed easily. However like any house getting the work done right is a little tricky.


Adding space is something that is often done during mobile home renovations. The reason could be growth of the family. If you have lot space available, you can expand. In mobile homes, walls don’t just divide rooms, they also support the roof. So if you are knocking down walls to create larger rooms, do it with care. Before beginning the renovation, get acquainted with its general construction. more…

How to reduce Mobile Home Off Gassing

To reduce mobile home off gassing, you should allow products to off gas somewhere else.  If you are buying new products that have chemicals in them, let them off gas in the warehouse or elsewhere. Temperature and humidity must be kept stable. If this is done, then the amount of formaldehyde let free in the atmosphere is reduced.

Let there be proper ventilation in the house. This means keeping windows open and the fan on. If possible avoid carpeting. The new carpet smell is often due to off gassing of formaldehyde.


Recession Proof Your Mobile Home Park

A recession is knocking at the doorstep of America’s economy. Living in a recession is not easy and you need to prepare. With adequate preparation, it is possible not just to survive, but to prosper during a recession.

During a recession everyone wants to cut costs. Housing is no exception to this rule. Peoplle want cheap housing. So now when you want to bring mobile homes into your park, get older, uglier ones rather than nice new homes. The former can be easily sold or rented. With no mortgage payments, the customer will then only have to pay lot rent. This way you can build a more solid tenant base.


Vulnerability of Mobile Homes

Fire in an Essex, Ontario mobile home recently lead to the tragic death of a father and two children. Speaking on the issue, the local fire departments said that no matter what sort of dwelling it is, smoke alarms can go a long way in saving lives. 

For the past two years, the Pembroke Fire Department has been trying to raise awareness about the crucial need for working smoke alarms in mobile homes at Fiddle Park. They stop every home entering the park and carry out a check for working smoke detectors before visitors are allowed to register in the park. Fire Chief Dan Herback said that the tradition was started by Rheaume Chaput, the previous fire chief and will be continued each year.


Panel says Yes to Mobile Home Rules!

The Lafayette Planning Commission, after much prolonged debate has finally said yes to new standards for mobile home parks in areas that are unincorporated. The commission voted 4-0 on the ordinance that requires mobile homes to have enhanced safety features and utilities for residents. The ordinance is now all set go before the Lafayette City-Parish Council.

 In April, the council voted to put a six-month moratorium on Mobile Home Parks. Developments in the unincorporated parts of the parish until the new ordinance was finished. The new requirements include a playground area for children, properly paved roads and also perimeter fencing. The restrictions were made following ones that apply to surrounding mobile home parks in neighboring communities. These regulations are meant only for upcoming and new mobile home parks and not for those already in existence. more…

Hazardous Mobile Homes

Hurricane Katrina victims have discovered a downside to mobile homes. As there was a huge loss of land and property during that disastrous period of 2005, the Federal Emergency Management Agency (FEMA) for immediate relief provided hurricane victims with mobile homes. While in the beginning it might have seemed like a good idea to opt for these mobile homes, a recent discovery made suggests otherwise.

In Atlanta, the CDC or U.S. Center for Disease Control and Prevention has discovered a high level of formaldehyde in these mobile homes and trailers. This news spells ill as formaldehyde which is a popular preservative and used extensively in construction materials is also carcinogenic and can cause respiratory problems. While the FEMA no longer provides these mobile homes, they are still in use by many victims. 


Mobile Home Pros and Cons

Although Mobile Homes have been in existence for quite some time now, going back to the 1950’s when they were known as ‘travel trailers’, it is now that the craze for them has finally caught on. This sudden demand for them can be attributed to the sky rocketing real-estate prices and over the top expensive site-built homes.

While earlier they were a convenient way to go places without giving up on luxury, in today’s world Mobile Homes have become a necessary requirement for those looking for cheap housing options. They are a satisfactory alternative to the traditional site-built houses and save a lot of money as well.


Preventing Mobile Home Park Crime

If you are a mobile home park owner or want to be one, there are some things you need to know about preventing crime in a mobile home park. If you find shoes hanging from a power line, this means drugs are sold there.

If you see tenants with teardrop tattoos, they have served time in prison, generally the more teardrop tattoos, the more years, since each tattoo represents a family member who died when the person was in prison. Another sign that tattoos are ones from prison are amateurish artwork and bad verbiage.

Adult Mobile Home Communites For Retirees: The Advantages

At a certain point in time, retirement comes about. This is a time when a little prior planning and thought can lead to a lot of comfort.

In the past mobile home parks for retirees meant cluttered, dirty arrangements. Times have changed. Today mobile home parks are upscale, quiet, well maintained. They are the perfect place where retirees can spend those years in peace.

Mobile Home Renovation Tips

Just like traditional homes, there comes a time in the life of a mobile home when it begs to be renovated. It could just be that you have a new, little member in the family and so need more room. You may want to use a part of the home for work purposes and so need to renovate.

It is not so simple to renovate your mobile home. There are some ways, though, by which you can make your mobile home truly worth living. When looking at renovating your mobile home, have a look at some mobile homes that have already been through this change. This will give you insight into what you should do with your home.

Finding Good Mobile Homes

There has been a great rise in popularity of mobile homes. There are many benefits to mobile homes. Firstly they are portable. You can’t transport a traditional home like you can transport a mobile home. With the affordability of mobile homes, many people are fulfilling their dream of their own house.

Although many people think that mobile homes are not as good as traditional homes, many mobile homes are luxurious. Spacious quarters, carpeting, fireplaces, whirlpool tubs and such are the facilities available in mobile homes today. In your area you will likely find atleast one mobile home sales company. Showcase homes for walking through are often available.

Foreclosure Tips For Mobile Homes

Since mobile homes are so different from stick built homes, dealing with mobile home foreclosures is very different as well. It is easier to remedy a foreclosure in the case of mobile homes. Lets examine some ways of avoiding mobile home foreclosure.

Generally lending institutions do not necessarily want a foreclosure on property. It seems like they are evil monsters bent on getting your home but this is far from reality. Foreclosure of homes involves time, trouble and expense. This is all the more true for mobile homes. Any lender would rather have their money back on a mobile home instead of foreclosure.

How To Question Your Modular Home Builder

Modular home builders abound nowadays and the newspapers are full of their adverts. What is essential is that the entire process should be such that your investment is justified. There are some questions that need to be asked to your modular home builder.

Since there are many choices available in modular homes, you must view sample products as well as modules designed and created by the builder. Find out the means of manufacturing and whether they are good. In addition to modular homes some builders often make mobile homes. This is a useful additional skill.

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