Mobile Home Loans

Most people wonder what the differences is between manufactured homes and modular homes as both can be placed in a property that is land leased. You also need to understand that manufactured homes were once known as mobile homes so you wouldn’t confuse mobile homes and manufactured homes as both are just the same.

Now, the big differences between modular homes and manufactured homes are basically on how it is constructed. Both also differ on how it should be erected on site and even the building codes for modular homes are quite different from manufactured homes or also known as mobile homes.

So, here are the basics of each home that will be able to shed some light on you in determining the differences between a modular home and a manufactured home.

First off, the modular home is a house that uses prefabricated materials for building it. What this means is that all the parts are prefabricated from the walls to the roof to the floor and other basic parts that make up a home. You can try imagining it as a giant jigsaw puzzle that you need to put together on site.

Modular homes are quite easy to build since all materials needed to make a home are prefabricated. What you need to do is hire a contractor to put the pieces of the home together in a property and wait until it is finished. In fact, the building time to finish a modular home only takes a few days or in some cases, a few hours. The duration of the building time all depends on the size of the home being constructed and also the amount of building crew you hire.

Modular homes are perfect for people who want to move in another home in to soonest possible time. This means that if you have a job that requires you to move around a lot, modular homes are perfect for you since the build time is way faster than site-built homes. Besides, with modular homes, all you need to do is assemble all the pieces together and voila: Instant home.

On the other hand, the manufactured home or also known as the mobile home is a type of home that is assembled or constructed in an assembly line or in a factory. Everything is built together and shipped to the site or the property of the owner of the home. Unlike modular homes where the parts are put together on site, manufactured homes are entirely manufactured in a factory. Manufactured homes are placed on a concrete foundation that needs to be built on site. Anchors are also employed to secure the house above ground or you may also use blocks to do the job.

Owners of manufactured or mobile homes are given the choice to keep the wheels of their houses in case they want to move from one place to another. Although mobile homes are great for people who constantly move from one place to another, many are now purchasing mobile homes even if they don’t have plans of moving at all.

As you can see, the big difference between mobile homes or manufactured homes and modular homes is the way they are constructed. Modular homes are assembled on site while manufactured homes are delivered to the site fully assembled.

You should also check with the local building code in order for you to know which type of house you should get. Always remember that there are some building sites where modular homes are permitted and manufactured homes are not and vice versa.